Wealth Management services…and especially their effectiveness…varies considerably depending where the service provider and the client is located. In developed countries with robust tax collection systems modern Wealth Management services are geared to minimise present and future tax obligations, while protecting accumulated assets to ensure that current beneficiaries and their descendants have protected futures. However, although these fundamental principles are universal they are less effective for most wealthy citizens of Latin and Central American and many Caribbean countries. They require a more “holistic” approach and tailored services to protect and develop current and future asset development.

Too often we encounter Portfolios constructed with protection from individual's governments as the primary aim. Few if any either achieve this objective or tailor the solutions to specific needs. Often their constructional formats achieve exactly the opposite of their intended aspiration. Current and future transparency regulations require a greater use of structured and unstructured protections. Our International experience enables us to provide “bespoke solutions” to unique needs.

Portfolio and Investment Philosophy.

Our clients seek risk reduction, protection and capital preservation through diversification across varied investment vehicles and asset classes. To achieve these objectives, portfolios can be constructed as personal “private Equity Funds” or invested in ‘Wraps” or protected portfolios including closed-end investment companies and structured products. The open- ended fund universe will include institutional funds.

• Asset class exposure include bonds, property, equities, hedge funds, commodities and structured products offering capital protection.
• Dynamic management between funds, asset classes and markets.
• Not bound by conventional or out-dated portfolio management thinking. We have alternative ways to fulfil an objective if the conventional routes offer little protection to specific needs.

Wealth Management “Lite” Programmes.

Our Wealth Management “LITE” Programmes would at first… seem to indicate that the latter was a lesser version of the former…Nothing could be further from the truth. In many way the “Lite” programme encompasses a much wider breadth of concerns and problem areas than its older distinguished counterpart. Wealth Management and Private Equity clients are generally established wealthy individuals and families…often encompassing many generations; even centuries… seeking proactive holistic solutions to best manage, protect and further enhance inherited and accrued wealth. Today's Wealth Management best practice solutions have from their origins many millenniums ago; evolved over the past forty years into the uniquely distinct format discussed below.

Considerably more important however is that the programmes offered are specifically designed for resident tax payers of developed countries or at least countries with an efficient direct tax system which is actively applied and overseen. Within those systems Wealth Management solutions are created to defer, legally avoid or minimize capital gains and inheritance taxes issues thereby ensuring quality of life and dignity while alive and the maximum preservation of family wealth and fortune when distributed after death.

Unfortunately, few countries in the Americas and the Caribbean region offer similar standards. When they do few of their citizens are rarely confident enough in the probity, stability or long term security of their country's system to wish to entrust their own, their children's and all future generations fortunes. This dilemma often …..

Indeed in some cases the utilization of these international programmes can often create more problems than they solve.

Simply put; wealth should offer greater benefits to the owner by providing security, quality of life, peace of mind, better health and a higher level of serenity throughout their life.

An effective tailored wealth management programme should provide the widest possible flexibility without compromising commonsense objectives by ulitising well established “best practice” solutions. Our tailored programmes offer effective solutions to any specific objective.